Question 1

What is the IFSC code for Embalam, Pondicherry?

Accepted Answer

The IFSC code for Indian Overseas Bank Embalam branch in Pondicherry is IOBA0003460. The branch is strategically located to serve the Pondicherry region within Pondicherry. For accurate fund routing, ensure you use IFSC IOBA0003460 in all your transaction forms.

Question 2

How do I transfer money to Indian Overseas Bank Embalam using NEFT?

Accepted Answer

Yes, you can use IFSC code IOBA0003460 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Embalam. All modern payment methods are supported, ensuring quick and secure fund transfers to Pondicherry-based accounts. Find all Indian Overseas Bank branches across Pondicherry in our state-wise directory.

Question 3

Is Embalam a full-service banking branch?

Accepted Answer

Embalam offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

What is the MICR code for Embalam?

Accepted Answer

The MICR code for Embalam is WAITING, which is used for automated cheque processing. The 9-digit MICR code WAITING facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0003460. Banks use MICR WAITING to authenticate and process cheques drawn on Embalam efficiently.

Question 5

What information should I verify for IOBA0003460 before making a payment?

Accepted Answer

To confirm Embalam branch details, verify the IFSC IOBA0003460 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Pondicherry banking community.

IOBA0003460 - Embalam Indian Overseas Bank IFSC Code Pondicherry

Full Branch Details for IOBA0003460

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003460 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Embalam Branch, Pondicherry

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Nearby Indian Overseas Bank Branches in Pondicherry

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