Question 1

How can I verify the IFSC code of Indian Overseas Bank Bicholim branch?

Accepted Answer

IFSC IOBA0003452 identifies the Indian Overseas Bank branch at Bicholim in Bicholim, North Goa district. This branch serves customers in Bicholim and surrounding areas of North Goa district. Always verify the IFSC IOBA0003452 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Bicholim IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Bicholim, use IFSC IOBA0003452 in your digital payment systems transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in North Goa, visit our district branch locator.

Question 3

What types of accounts can I open at Bicholim?

Accepted Answer

Customers at Bicholim can access account opening, fund transfers, cheque services, locker facilities, and financial advisory. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code WAITING for cheque clearing?

Accepted Answer

For cheque-based transactions at Bicholim, the MICR code is WAITING. While IFSC IOBA0003452 is used for electronic fund transfers, the MICR code WAITING appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0003452; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0003452 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0003452 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0003452 - Bicholim Indian Overseas Bank IFSC Code Bicholim

Full Branch Details for IOBA0003452

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003452 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Bicholim Branch, Bicholim

Location Map & Directions

Nearby Indian Overseas Bank Branches in Bicholim

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