RBI Verified • Updated 26 February 2026

IOBA0003242 - Bow Bazaar Indian Overseas Bank IFSC Code Jalpaiguri

Jalpaiguri, West Bengal

I

Full Branch Details for IOBA0003242

IOBA0003242

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

IOBA - Bank Code

0 - Reserved (0)

003242 - Branch Code

WAITING

For cheque clearing (printed on cheques)

MICR Code Details

WAI - City Code

TIN - Bank Code

G - Branch Code

Branch Contact & Location Details

Full Address
House No.23 By 1 By 493 Pandapara Main Road Ashok Nagar Near Bow BazaarJalpaiguri - 735101West Bengal
Contact Number44-28584896
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use IOBA0003242 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Indian Overseas Bank Bow Bazaar branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and IOBA0003242 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Bow Bazaar Branch, Jalpaiguri

Common questions about Indian Overseas Bank Bow Bazaar branch and IFSC IOBA0003242

Location Map & Directions

Nearby Indian Overseas Bank Branches in Jalpaiguri

More branches in the same city

No other branches found in Jalpaiguri

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Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.