Question 1

Is IOBA0003220 the correct code for Kadirkamam branch?

Accepted Answer

Kadirkamam branch of Indian Overseas Bank, located in Pondicherry, Pondicherry, uses the IFSC code IOBA0003220. Operating in Pondicherry, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How to send money to IOBA0003220 account holders?

Accepted Answer

The Kadirkamam branch supports UPI and internet banking using IFSC IOBA0003220 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Pondicherry at Indian Overseas Bank Pondicherry directory.

Question 3

Does Kadirkamam offer online banking facilities?

Accepted Answer

The Indian Overseas Bank branch at Kadirkamam provides retail banking, wealth management, insurance products, and mobile banking solutions. With IFSC IOBA0003220, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

When should I use MICR code instead of IFSC for Kadirkamam?

Accepted Answer

Indian Overseas Bank Kadirkamam uses MICR code WAITING for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0003220 for online transfers and MICR WAITING for cheque reconciliation at Pondicherry clearing house. You'll find the MICR code printed at the bottom of cheques issued by Kadirkamam.

Question 5

How do I ensure I'm using the correct IFSC for Kadirkamam?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0003220 corresponds to Indian Overseas Bank Kadirkamam in Pondicherry. Branch details including IFSC IOBA0003220 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Pondicherry.

IOBA0003220 - Kadirkamam Indian Overseas Bank IFSC Code Pondicherry

Full Branch Details for IOBA0003220

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003220 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kadirkamam Branch, Pondicherry

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