Question 1

How can I verify the IFSC code of Indian Overseas Bank Ambikapur branch?

Accepted Answer

The IFSC code for Indian Overseas Bank Ambikapur branch in Ambikapur is IOBA0002993. The branch is strategically located to serve the Ambikapur region within Chattisgarh. For accurate fund routing, ensure you use IFSC IOBA0002993 in all your transaction forms.

Question 2

What payment methods work with Ambikapur IFSC code?

Accepted Answer

Yes, you can use IFSC code IOBA0002993 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Ambikapur. All modern payment methods are supported, ensuring quick and secure fund transfers to Ambikapur-based accounts. Find all Indian Overseas Bank branches across Chattisgarh in our state-wise directory.

Question 3

What types of accounts can I open at Ambikapur?

Accepted Answer

Ambikapur offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

How do I use the MICR code 497020001 for cheque clearing?

Accepted Answer

The MICR code for Ambikapur is 497020001, which is used for automated cheque processing. The 9-digit MICR code 497020001 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0002993. Banks use MICR 497020001 to authenticate and process cheques drawn on Ambikapur efficiently.

Question 5

Is the IFSC code IOBA0002993 still active and operational?

Accepted Answer

To confirm Ambikapur branch details, verify the IFSC IOBA0002993 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Ambikapur banking community.

IOBA0002993 - Ambikapur Indian Overseas Bank IFSC Code Ambikapur

Full Branch Details for IOBA0002993

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0002993 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ambikapur Branch, Ambikapur

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Nearby Indian Overseas Bank Branches in Ambikapur

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