RBI Verified • Updated 26 February 2026

IOBA0002961 - Bhatapara Raipur Indian Overseas Bank IFSC Code Bhatapara

Bhatapara, Chattisgarh

I

Full Branch Details for IOBA0002961

IOBA0002961

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

IOBA - Bank Code

0 - Reserved (0)

002961 - Branch Code

493020201

For cheque clearing (printed on cheques)

MICR Code Details

493 - City Code

020 - Bank Code

201 - Branch Code

Branch Contact & Location Details

Full Address
H No 667,Mahavir WardBhatapara - 493118Raipur, Chattisgarh
Contact Number7726-220151
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use IOBA0002961 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Indian Overseas Bank Bhatapara Raipur branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and IOBA0002961 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Bhatapara Raipur Branch, Bhatapara

Common questions about Indian Overseas Bank Bhatapara Raipur branch and IFSC IOBA0002961

Location Map & Directions

Nearby Indian Overseas Bank Branches in Bhatapara

More branches in the same city

No other branches found in Bhatapara

View All Indian Overseas Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.