Question 1

How can I verify the IFSC code of Indian Overseas Bank Villianur branch?

Accepted Answer

IFSC IOBA0002950 identifies the Indian Overseas Bank branch at Villianur in Villianur, Pondicherry district. This branch serves customers in Villianur and surrounding areas of Pondicherry district. Always verify the IFSC IOBA0002950 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Villianur IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Villianur, use IFSC IOBA0002950 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Pondicherry, visit our district branch locator.

Question 3

What types of accounts can I open at Villianur?

Accepted Answer

Customers at Villianur can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 605020036 for cheque clearing?

Accepted Answer

For cheque-based transactions at Villianur, the MICR code is 605020036. While IFSC IOBA0002950 is used for electronic fund transfers, the MICR code 605020036 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0002950; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0002950 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0002950 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0002950 - Villianur Indian Overseas Bank IFSC Code Villianur

Full Branch Details for IOBA0002950

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0002950 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Villianur Branch, Villianur

Location Map & Directions

Nearby Indian Overseas Bank Branches in Villianur

Need Help?

Bank Holidays