Question 1

Where is Indian Overseas Bank Golaghat located in Golaghat?

Accepted Answer

Golaghat branch of Indian Overseas Bank, located in Golaghat, Assam, uses the IFSC code IOBA0002764. Operating in Golaghat, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

Is Golaghat enabled for RTGS and IMPS transactions?

Accepted Answer

The Golaghat branch supports digital payment systems using IFSC IOBA0002764 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Golaghat at Indian Overseas Bank Golaghat directory.

Question 3

What banking services are available at Golaghat?

Accepted Answer

The Indian Overseas Bank branch at Golaghat provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC IOBA0002764, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

Why does Golaghat have both IFSC IOBA0002764 and MICR 785020102?

Accepted Answer

Indian Overseas Bank Golaghat uses MICR code 785020102 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0002764 for online transfers and MICR 785020102 for cheque reconciliation at Golaghat clearing house. You'll find the MICR code printed at the bottom of cheques issued by Golaghat.

Question 5

When was Golaghat branch information last verified?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0002764 corresponds to Indian Overseas Bank Golaghat in Golaghat. Branch details including IFSC IOBA0002764 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Golaghat.

IOBA0002764 - Golaghat Indian Overseas Bank IFSC Code Golaghat

Full Branch Details for IOBA0002764

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0002764 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Golaghat Branch, Golaghat

Location Map & Directions

Nearby Indian Overseas Bank Branches in Golaghat

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