Question 1

How can I verify the IFSC code of Indian Overseas Bank Naidupet Khammam branch?

Accepted Answer

IFSC IOBA0001704 identifies the Indian Overseas Bank branch at Naidupet Khammam in Khammam, Khammam district. This branch serves customers in Khammam and surrounding areas of Khammam district. Always verify the IFSC IOBA0001704 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Naidupet Khammam IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Naidupet Khammam, use IFSC IOBA0001704 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Khammam, visit our district branch locator.

Question 3

What types of accounts can I open at Naidupet Khammam?

Accepted Answer

Customers at Naidupet Khammam can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 507020003 for cheque clearing?

Accepted Answer

For cheque-based transactions at Naidupet Khammam, the MICR code is 507020003. While IFSC IOBA0001704 is used for electronic fund transfers, the MICR code 507020003 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0001704; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0001704 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0001704 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0001704 - Naidupet Khammam Indian Overseas Bank IFSC Code Khammam

Full Branch Details for IOBA0001704

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0001704 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Naidupet Khammam Branch, Khammam

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Nearby Indian Overseas Bank Branches in Khammam

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