RBI Verified • Updated 26 February 2026
IOBA0001028 - Adoor Indian Overseas Bank IFSC Code Adoor
Adoor, Kerala
I
Full Branch Details for IOBA0001028
IOBA0001028
For NEFT, RTGS & IMPS transactions
IFSC Format Breakdown
IOBA - Bank Code
0 - Reserved (0)
001028 - Branch Code
691020052
For cheque clearing (printed on cheques)
MICR Code Details
691 - City Code
020 - Bank Code
052 - Branch Code
Branch Contact & Location Details
Full Address
544 By 17A,I Floor,C G Building,CentralAdoor - 691523Kasaragod, Kerala
Contact Number4734-4224533
Working Hours
Mon-Fri: 10:00 AM - 4:00 PM
Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)
Closed on 2nd & 4th Saturdays, Sundays & bank holidays
How to Use IOBA0001028 for Bank Transfers (NEFT/RTGS/IMPS/UPI)
Use this IFSC code when transferring money to any account at Indian Overseas Bank Adoor branch. Here's how different transfer methods work:
💸
NEFT
- Timing: 24x7 Available
- Limit: No minimum or maximum limit
- Charges: ₹0-25 based on amount
⚡
RTGS
- Timing: 24x7 Available
- Limit: Min ₹2 Lakhs
- Charges: ₹25-55 based on amount
🚀
IMPS
- Timing: Instant (24x7)
- Limit: Max ₹5 Lakhs per transaction
- Charges: ₹0-15 based on bank
Step-by-Step: How to Transfer Money Using This IFSC Code
- 1Log in to your bank's net banking or mobile banking app
- 2Go to "Add Beneficiary" or "Manage Payee" section
- 3Enter beneficiary's account number and IOBA0001028 as IFSC code
- 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
- 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer
Frequently Asked Questions – Adoor Branch, Adoor
Common questions about Indian Overseas Bank Adoor branch and IFSC IOBA0001028
Location Map & Directions
Nearby Indian Overseas Bank Branches in Adoor
More branches in the same city
No other branches found in Adoor
View All Indian Overseas Bank BranchesBank Holidays
Plan your transactions ahead