Question 1

Is IOBA0000194 the correct code for Vasco Da Gama branch?

Accepted Answer

Vasco Da Gama branch of Indian Overseas Bank, located in Mormugao, Goa, uses the IFSC code IOBA0000194. Operating in Mormugao, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How to send money to IOBA0000194 account holders?

Accepted Answer

The Vasco Da Gama branch supports digital payment systems using IFSC IOBA0000194 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Mormugao at Indian Overseas Bank Mormugao directory.

Question 3

Does Vasco Da Gama offer online banking facilities?

Accepted Answer

The Indian Overseas Bank branch at Vasco Da Gama provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC IOBA0000194, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

When should I use MICR code instead of IFSC for Vasco Da Gama?

Accepted Answer

Indian Overseas Bank Vasco Da Gama uses MICR code 403020013 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000194 for online transfers and MICR 403020013 for cheque reconciliation at Mormugao clearing house. You'll find the MICR code printed at the bottom of cheques issued by Vasco Da Gama.

Question 5

How do I ensure I'm using the correct IFSC for Vasco Da Gama?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000194 corresponds to Indian Overseas Bank Vasco Da Gama in Mormugao. Branch details including IFSC IOBA0000194 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Mormugao.

IOBA0000194 - Vasco Da Gama Indian Overseas Bank IFSC Code Mormugao

Full Branch Details for IOBA0000194

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000194 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Vasco Da Gama Branch, Mormugao

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