Question 1

How can I verify the IFSC code of Indian Overseas Bank Ranipet branch?

Accepted Answer

Ranipet branch of Indian Overseas Bank, located in Ranipet, Tamil Nadu, uses the IFSC code IOBA0000078. Operating in Ranipet, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

What payment methods work with Ranipet IFSC code?

Accepted Answer

The Ranipet branch supports NEFT, RTGS, and IMPS using IFSC IOBA0000078 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Ranipet at Indian Overseas Bank Ranipet directory.

Question 3

What types of accounts can I open at Ranipet?

Accepted Answer

The Indian Overseas Bank branch at Ranipet provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC IOBA0000078, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

How do I use the MICR code 632020102 for cheque clearing?

Accepted Answer

Indian Overseas Bank Ranipet uses MICR code 632020102 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000078 for online transfers and MICR 632020102 for cheque reconciliation at Ranipet clearing house. You'll find the MICR code printed at the bottom of cheques issued by Ranipet.

Question 5

Is the IFSC code IOBA0000078 still active and operational?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000078 corresponds to Indian Overseas Bank Ranipet in Ranipet. Branch details including IFSC IOBA0000078 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Ranipet.

IOBA0000078 - Ranipet Indian Overseas Bank IFSC Code Ranipet

Full Branch Details for IOBA0000078

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000078 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ranipet Branch, Ranipet

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Nearby Indian Overseas Bank Branches in Ranipet

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