Question 1

Where is Indian Overseas Bank Pondicherry located in Pondicherry?

Accepted Answer

The IFSC code for Indian Overseas Bank Pondicherry branch in Pondicherry is IOBA0000070. The branch is strategically located to serve the Pondicherry region within Puducherry. For accurate fund routing, ensure you use IFSC IOBA0000070 in all your transaction forms.

Question 2

Is Pondicherry enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code IOBA0000070 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Pondicherry. All modern payment methods are supported, ensuring quick and secure fund transfers to Pondicherry-based accounts. Find all Indian Overseas Bank branches across Puducherry in our state-wise directory.

Question 3

What banking services are available at Pondicherry?

Accepted Answer

Pondicherry offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Pondicherry have both IFSC IOBA0000070 and MICR 605020002?

Accepted Answer

The MICR code for Pondicherry is 605020002, which is used for automated cheque processing. The 9-digit MICR code 605020002 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0000070. Banks use MICR 605020002 to authenticate and process cheques drawn on Pondicherry efficiently.

Question 5

When was Pondicherry branch information last verified?

Accepted Answer

To confirm Pondicherry branch details, verify the IFSC IOBA0000070 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Pondicherry banking community.

IOBA0000070 - Pondicherry Indian Overseas Bank IFSC Code Pondicherry

Full Branch Details for IOBA0000070

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000070 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Pondicherry Branch, Pondicherry

Location Map & Directions

Nearby Indian Overseas Bank Branches in Pondicherry

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