Question 1

Where is Indian Overseas Bank Palakkad located in Palakkad?

Accepted Answer

Palakkad branch of Indian Overseas Bank, located in Palakkad, Kerala, uses the IFSC code IOBA0000068. Operating in Palakkad, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

Is Palakkad enabled for RTGS and IMPS transactions?

Accepted Answer

The Palakkad branch supports digital payment systems using IFSC IOBA0000068 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Palakkad at Indian Overseas Bank Palakkad directory.

Question 3

What banking services are available at Palakkad?

Accepted Answer

The Indian Overseas Bank branch at Palakkad provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC IOBA0000068, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

Why does Palakkad have both IFSC IOBA0000068 and MICR 678020002?

Accepted Answer

Indian Overseas Bank Palakkad uses MICR code 678020002 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000068 for online transfers and MICR 678020002 for cheque reconciliation at Palakkad clearing house. You'll find the MICR code printed at the bottom of cheques issued by Palakkad.

Question 5

When was Palakkad branch information last verified?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000068 corresponds to Indian Overseas Bank Palakkad in Palakkad. Branch details including IFSC IOBA0000068 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Palakkad.

IOBA0000068 - Palakkad Indian Overseas Bank IFSC Code Palakkad

Full Branch Details for IOBA0000068

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000068 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Palakkad Branch, Palakkad

Location Map & Directions

Nearby Indian Overseas Bank Branches in Palakkad

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