Question 1

How can I verify the IFSC code of Indian Overseas Bank Lalgudi branch?

Accepted Answer

IFSC IOBA0000046 identifies the Indian Overseas Bank branch at Lalgudi in Lalgudi, Tiruchirapalli district. This branch serves customers in Lalgudi and surrounding areas of Tiruchirapalli district. Always verify the IFSC IOBA0000046 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Lalgudi IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Lalgudi, use IFSC IOBA0000046 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Tiruchirapalli, visit our district branch locator.

Question 3

What types of accounts can I open at Lalgudi?

Accepted Answer

Customers at Lalgudi can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 620020526 for cheque clearing?

Accepted Answer

For cheque-based transactions at Lalgudi, the MICR code is 620020526. While IFSC IOBA0000046 is used for electronic fund transfers, the MICR code 620020526 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0000046; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0000046 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0000046 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0000046 - Lalgudi Indian Overseas Bank IFSC Code Lalgudi

Full Branch Details for IOBA0000046

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000046 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Lalgudi Branch, Lalgudi

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Nearby Indian Overseas Bank Branches in Lalgudi

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