Question 1

What is the IFSC code for Kumbakonam, Kumbakonam?

Accepted Answer

Kumbakonam branch of Indian Overseas Bank, located in Kumbakonam, Tamil Nadu, uses the IFSC code IOBA0000044. Operating in Kumbakonam, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How do I transfer money to Indian Overseas Bank Kumbakonam using NEFT?

Accepted Answer

The Kumbakonam branch supports NEFT, RTGS, and IMPS using IFSC IOBA0000044 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Kumbakonam at Indian Overseas Bank Kumbakonam directory.

Question 3

Is Kumbakonam a full-service banking branch?

Accepted Answer

The Indian Overseas Bank branch at Kumbakonam provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC IOBA0000044, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

What is the MICR code for Kumbakonam?

Accepted Answer

Indian Overseas Bank Kumbakonam uses MICR code 612020002 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000044 for online transfers and MICR 612020002 for cheque reconciliation at Kumbakonam clearing house. You'll find the MICR code printed at the bottom of cheques issued by Kumbakonam.

Question 5

What information should I verify for IOBA0000044 before making a payment?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000044 corresponds to Indian Overseas Bank Kumbakonam in Kumbakonam. Branch details including IFSC IOBA0000044 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Kumbakonam.

IOBA0000044 - Kumbakonam Indian Overseas Bank IFSC Code Kumbakonam

Full Branch Details for IOBA0000044

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000044 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kumbakonam Branch, Kumbakonam

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