Question 1

How can I verify the IFSC code of Indian Overseas Bank Kulasekharam branch?

Accepted Answer

IFSC IOBA0000042 identifies the Indian Overseas Bank branch at Kulasekharam in Tiruvattar, Kanniyakumari district. This branch serves customers in Tiruvattar and surrounding areas of Kanniyakumari district. Always verify the IFSC IOBA0000042 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Kulasekharam IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Kulasekharam, use IFSC IOBA0000042 in your UPI and internet banking transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Kanniyakumari, visit our district branch locator.

Question 3

What types of accounts can I open at Kulasekharam?

Accepted Answer

Customers at Kulasekharam can access retail banking, wealth management, insurance products, and mobile banking solutions. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 629020103 for cheque clearing?

Accepted Answer

For cheque-based transactions at Kulasekharam, the MICR code is 629020103. While IFSC IOBA0000042 is used for electronic fund transfers, the MICR code 629020103 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0000042; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0000042 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0000042 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0000042 - Kulasekharam Indian Overseas Bank IFSC Code Tiruvattar

Full Branch Details for IOBA0000042

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000042 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kulasekharam Branch, Tiruvattar

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Nearby Indian Overseas Bank Branches in Tiruvattar

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