Question 1

What is the IFSC code for Karaikudi, Karaikudi?

Accepted Answer

Karaikudi branch of Indian Overseas Bank, located in Karaikudi, Tamil Nadu, uses the IFSC code IOBA0000034. Operating in Karaikudi, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How do I transfer money to Indian Overseas Bank Karaikudi using NEFT?

Accepted Answer

The Karaikudi branch supports NEFT, RTGS, and IMPS using IFSC IOBA0000034 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Karaikudi at Indian Overseas Bank Karaikudi directory.

Question 3

Is Karaikudi a full-service banking branch?

Accepted Answer

The Indian Overseas Bank branch at Karaikudi provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC IOBA0000034, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

What is the MICR code for Karaikudi?

Accepted Answer

Indian Overseas Bank Karaikudi uses MICR code 630020002 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000034 for online transfers and MICR 630020002 for cheque reconciliation at Karaikudi clearing house. You'll find the MICR code printed at the bottom of cheques issued by Karaikudi.

Question 5

What information should I verify for IOBA0000034 before making a payment?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000034 corresponds to Indian Overseas Bank Karaikudi in Karaikudi. Branch details including IFSC IOBA0000034 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Karaikudi.

IOBA0000034 - Karaikudi Indian Overseas Bank IFSC Code Karaikudi

Full Branch Details for IOBA0000034

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000034 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Karaikudi Branch, Karaikudi

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Nearby Indian Overseas Bank Branches in Karaikudi

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