Question 1

How can I verify the IFSC code of Indian Overseas Bank Gudiyatham branch?

Accepted Answer

IFSC IOBA0000027 identifies the Indian Overseas Bank branch at Gudiyatham in Gudiyatham, Vellore district. This branch serves customers in Gudiyatham and surrounding areas of Vellore district. Always verify the IFSC IOBA0000027 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Gudiyatham IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Gudiyatham, use IFSC IOBA0000027 in your digital payment systems transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Vellore, visit our district branch locator.

Question 3

What types of accounts can I open at Gudiyatham?

Accepted Answer

Customers at Gudiyatham can access account opening, fund transfers, cheque services, locker facilities, and financial advisory. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 632020302 for cheque clearing?

Accepted Answer

For cheque-based transactions at Gudiyatham, the MICR code is 632020302. While IFSC IOBA0000027 is used for electronic fund transfers, the MICR code 632020302 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0000027; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0000027 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0000027 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0000027 - Gudiyatham Indian Overseas Bank IFSC Code Gudiyatham

Full Branch Details for IOBA0000027

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000027 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Gudiyatham Branch, Gudiyatham

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