Question 1

How can I verify the IFSC code of Indian Overseas Bank Ernakulam branch?

Accepted Answer

The IFSC code for Indian Overseas Bank Ernakulam branch in Kochi is IOBA0000024. The branch is strategically located to serve the Kochi region within Kerala. For accurate fund routing, ensure you use IFSC IOBA0000024 in all your transaction forms.

Question 2

What payment methods work with Ernakulam IFSC code?

Accepted Answer

Yes, you can use IFSC code IOBA0000024 for digital payment systems to transfer funds to accounts held at Ernakulam. All modern payment methods are supported, ensuring quick and secure fund transfers to Kochi-based accounts. Find all Indian Overseas Bank branches across Kerala in our state-wise directory.

Question 3

What types of accounts can I open at Ernakulam?

Accepted Answer

Ernakulam offers a comprehensive range of banking services including account opening, fund transfers, cheque services, locker facilities, and financial advisory. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

How do I use the MICR code 682020002 for cheque clearing?

Accepted Answer

The MICR code for Ernakulam is 682020002, which is used for automated cheque processing. The 9-digit MICR code 682020002 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0000024. Banks use MICR 682020002 to authenticate and process cheques drawn on Ernakulam efficiently.

Question 5

Is the IFSC code IOBA0000024 still active and operational?

Accepted Answer

To confirm Ernakulam branch details, verify the IFSC IOBA0000024 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Kochi banking community.

IOBA0000024 - Ernakulam Indian Overseas Bank IFSC Code Kochi

Full Branch Details for IOBA0000024

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000024 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ernakulam Branch, Kochi

Location Map & Directions

Nearby Indian Overseas Bank Branches in Kochi

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