Question 1

How can I verify the IFSC code of Indian Overseas Bank Valapatanam branch?

Accepted Answer

Valapatanam branch of Indian Overseas Bank, located in Baliapatam, Kerala, uses the IFSC code IOBA0000010. Operating in Baliapatam, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

What payment methods work with Valapatanam IFSC code?

Accepted Answer

The Valapatanam branch supports digital payment systems using IFSC IOBA0000010 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Baliapatam at Indian Overseas Bank Baliapatam directory.

Question 3

What types of accounts can I open at Valapatanam?

Accepted Answer

The Indian Overseas Bank branch at Valapatanam provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC IOBA0000010, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

How do I use the MICR code 670020003 for cheque clearing?

Accepted Answer

Indian Overseas Bank Valapatanam uses MICR code 670020003 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000010 for online transfers and MICR 670020003 for cheque reconciliation at Baliapatam clearing house. You'll find the MICR code printed at the bottom of cheques issued by Valapatanam.

Question 5

Is the IFSC code IOBA0000010 still active and operational?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000010 corresponds to Indian Overseas Bank Valapatanam in Baliapatam. Branch details including IFSC IOBA0000010 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Baliapatam.

IOBA0000010 - Valapatanam Indian Overseas Bank IFSC Code Baliapatam

Full Branch Details for IOBA0000010

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000010 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Valapatanam Branch, Baliapatam

Location Map & Directions

Nearby Indian Overseas Bank Branches in Baliapatam

Need Help?

Bank Holidays