Question 1

What is the IFSC code for Chennai Avadi, Chennai?

Accepted Answer

Chennai Avadi branch of Indian Overseas Bank, located in Chennai, Tamil Nadu, uses the IFSC code IOBA0000008. Operating in Chennai, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How do I transfer money to Indian Overseas Bank Chennai Avadi using NEFT?

Accepted Answer

The Chennai Avadi branch supports UPI and internet banking using IFSC IOBA0000008 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Chennai at Indian Overseas Bank Chennai directory.

Question 3

Is Chennai Avadi a full-service banking branch?

Accepted Answer

The Indian Overseas Bank branch at Chennai Avadi provides retail banking, wealth management, insurance products, and mobile banking solutions. With IFSC IOBA0000008, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

What is the MICR code for Chennai Avadi?

Accepted Answer

Indian Overseas Bank Chennai Avadi uses MICR code 600020042 for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0000008 for online transfers and MICR 600020042 for cheque reconciliation at Chennai clearing house. You'll find the MICR code printed at the bottom of cheques issued by Chennai Avadi.

Question 5

What information should I verify for IOBA0000008 before making a payment?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0000008 corresponds to Indian Overseas Bank Chennai Avadi in Chennai. Branch details including IFSC IOBA0000008 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Chennai.

IOBA0000008 - Chennai Avadi Indian Overseas Bank IFSC Code Chennai

Full Branch Details for IOBA0000008

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0000008 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Chennai Avadi Branch, Chennai

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