RBI Verified • Updated 26 February 2026

IOBA0000963 - Mayiladuthurai Junction Indian Overseas Bank IFSC Code Mayuram,Mayiladuthurai

Mayuram,Mayiladuthurai, Tamil Nadu

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Full Branch Details for IOBA0000963

IOBA0000963

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

IOBA - Bank Code

0 - Reserved (0)

000963 - Branch Code

609020003

For cheque clearing (printed on cheques)

MICR Code Details

609 - City Code

020 - Bank Code

003 - Branch Code

Branch Contact & Location Details

Full Address
435, No 2 Road, Railadi, Mayiladuthurai Junction, Mayiladuthurai PinMayuram,Mayiladuthurai - 609003Nagapattinam, Tamil Nadu
Contact Number0-222912
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use IOBA0000963 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Indian Overseas Bank Mayiladuthurai Junction branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and IOBA0000963 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Mayiladuthurai Junction Branch, Mayuram,Mayiladuthurai

Common questions about Indian Overseas Bank Mayiladuthurai Junction branch and IFSC IOBA0000963

Location Map & Directions

Nearby Indian Overseas Bank Branches in Mayuram,Mayiladuthurai

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.