Question 1

How can I verify the IFSC code of Idbi Bank Visakhapatnam branch?

Accepted Answer

IFSC IBKL0000031 identifies the Idbi Bank branch at Visakhapatnam in Visakhapatnam, Vishakapatnam district. This branch serves customers in Visakhapatnam and surrounding areas of Vishakapatnam district. Always verify the IFSC IBKL0000031 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Visakhapatnam IFSC code?

Accepted Answer

To send money to Idbi Bank Visakhapatnam, use IFSC IBKL0000031 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Vishakapatnam, visit our district branch locator.

Question 3

What types of accounts can I open at Visakhapatnam?

Accepted Answer

Customers at Visakhapatnam can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 530259002 for cheque clearing?

Accepted Answer

For cheque-based transactions at Visakhapatnam, the MICR code is 530259002. While IFSC IBKL0000031 is used for electronic fund transfers, the MICR code 530259002 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IBKL0000031; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IBKL0000031 still active and operational?

Accepted Answer

Always validate IFSC code IBKL0000031 through official Idbi Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Idbi Bank's official website or mobile banking app before initiating transactions.

IBKL0000031 - Visakhapatnam Idbi Bank IFSC Code Visakhapatnam

Full Branch Details for IBKL0000031

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IBKL0000031 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Visakhapatnam Branch, Visakhapatnam

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