Question 1

Is HPSC0000118 the correct code for Swarghat branch?

Accepted Answer

IFSC HPSC0000118 identifies the Himachal Pradesh State Cooperative Bank Ltd branch at Swarghat in Swarghat, Bilaspur district. This branch serves customers in Swarghat and surrounding areas of Bilaspur district. Always verify the IFSC HPSC0000118 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How to send money to HPSC0000118 account holders?

Accepted Answer

To send money to Himachal Pradesh State Cooperative Bank Ltd Swarghat, use IFSC HPSC0000118 in your digital payment systems transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Bilaspur, visit our district branch locator.

Question 3

Does Swarghat offer online banking facilities?

Accepted Answer

Customers at Swarghat can access account opening, fund transfers, cheque services, locker facilities, and financial advisory. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

When should I use MICR code instead of IFSC for Swarghat?

Accepted Answer

For cheque-based transactions at Swarghat, the MICR code is 174311056. While IFSC HPSC0000118 is used for electronic fund transfers, the MICR code 174311056 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC HPSC0000118; reserve MICR for physical cheque instruments only.

Question 5

How do I ensure I'm using the correct IFSC for Swarghat?

Accepted Answer

Always validate IFSC code HPSC0000118 through official Himachal Pradesh State Cooperative Bank Ltd channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Himachal Pradesh State Cooperative Bank Ltd's official website or mobile banking app before initiating transactions.

HPSC0000118 - Swarghat Himachal Pradesh State Cooperative Bank Ltd IFSC Code Swarghat

Full Branch Details for HPSC0000118

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use HPSC0000118 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Swarghat Branch, Swarghat

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Nearby Himachal Pradesh State Cooperative Bank Ltd Branches in Swarghat

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