Question 1

Is HPSC0000115 the correct code for Naina Devi branch?

Accepted Answer

IFSC HPSC0000115 identifies the Himachal Pradesh State Cooperative Bank Ltd branch at Naina Devi in Naina Devi, Bilaspur district. This branch serves customers in Naina Devi and surrounding areas of Bilaspur district. Always verify the IFSC HPSC0000115 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How to send money to HPSC0000115 account holders?

Accepted Answer

To send money to Himachal Pradesh State Cooperative Bank Ltd Naina Devi, use IFSC HPSC0000115 in your digital payment systems transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Bilaspur, visit our district branch locator.

Question 3

Does Naina Devi offer online banking facilities?

Accepted Answer

Customers at Naina Devi can access account opening, fund transfers, cheque services, locker facilities, and financial advisory. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

When should I use MICR code instead of IFSC for Naina Devi?

Accepted Answer

For cheque-based transactions at Naina Devi, the MICR code is 174311075. While IFSC HPSC0000115 is used for electronic fund transfers, the MICR code 174311075 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC HPSC0000115; reserve MICR for physical cheque instruments only.

Question 5

How do I ensure I'm using the correct IFSC for Naina Devi?

Accepted Answer

Always validate IFSC code HPSC0000115 through official Himachal Pradesh State Cooperative Bank Ltd channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Himachal Pradesh State Cooperative Bank Ltd's official website or mobile banking app before initiating transactions.

HPSC0000115 - Naina Devi Himachal Pradesh State Cooperative Bank Ltd IFSC Code Naina Devi

Full Branch Details for HPSC0000115

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use HPSC0000115 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Naina Devi Branch, Naina Devi

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