Question 1

Where is Esaf Small Finance Bank Limited Balod located in Balod?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Balod branch in Balod is ESMF0001257. The branch is strategically located to serve the Balod region within Chhattisgarh. For accurate fund routing, ensure you use IFSC ESMF0001257 in all your transaction forms.

Question 2

Is Balod enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code ESMF0001257 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Balod. All modern payment methods are supported, ensuring quick and secure fund transfers to Balod-based accounts. Find all Esaf Small Finance Bank Limited branches across Chhattisgarh in our state-wise directory.

Question 3

What banking services are available at Balod?

Accepted Answer

Balod offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Balod have both IFSC ESMF0001257 and MICR 491760501?

Accepted Answer

The MICR code for Balod is 491760501, which is used for automated cheque processing. The 9-digit MICR code 491760501 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001257. Banks use MICR 491760501 to authenticate and process cheques drawn on Balod efficiently.

Question 5

When was Balod branch information last verified?

Accepted Answer

To confirm Balod branch details, verify the IFSC ESMF0001257 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Balod banking community.

ESMF0001257 - Balod Esaf Small Finance Bank Limited IFSC Code Balod

Full Branch Details for ESMF0001257

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001257 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Balod Branch, Balod

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Balod

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