Question 1

How can I verify the IFSC code of Esaf Small Finance Bank Limited Bhilai branch?

Accepted Answer

Bhilai branch of Esaf Small Finance Bank Limited, located in Bhilai, Chhattisgarh, uses the IFSC code ESMF0001245. Operating in Bhilai, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

What payment methods work with Bhilai IFSC code?

Accepted Answer

The Bhilai branch supports digital payment systems using IFSC ESMF0001245 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Esaf Small Finance Bank Limited branches in Bhilai at Esaf Small Finance Bank Limited Bhilai directory.

Question 3

What types of accounts can I open at Bhilai?

Accepted Answer

The Esaf Small Finance Bank Limited branch at Bhilai provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC ESMF0001245, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

How do I use the MICR code 491760001 for cheque clearing?

Accepted Answer

Esaf Small Finance Bank Limited Bhilai uses MICR code 491760001 for cheque clearing operations. Both codes serve distinct purposes: IFSC ESMF0001245 for online transfers and MICR 491760001 for cheque reconciliation at Bhilai clearing house. You'll find the MICR code printed at the bottom of cheques issued by Bhilai.

Question 5

Is the IFSC code ESMF0001245 still active and operational?

Accepted Answer

Before transferring funds, cross-check that IFSC ESMF0001245 corresponds to Esaf Small Finance Bank Limited Bhilai in Bhilai. Branch details including IFSC ESMF0001245 were last synchronized with RBI data on February 2026. For real-time verification, contact Esaf Small Finance Bank Limited customer care or visit the branch at Bhilai.

ESMF0001245 - Bhilai Esaf Small Finance Bank Limited IFSC Code Bhilai

Full Branch Details for ESMF0001245

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001245 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Bhilai Branch, Bhilai

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Bhilai

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