Question 1

How can I verify the IFSC code of Esaf Small Finance Bank Limited Kumbanad branch?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Kumbanad branch in Thiruvalla is ESMF0001207. The branch is strategically located to serve the Thiruvalla region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001207 in all your transaction forms.

Question 2

What payment methods work with Kumbanad IFSC code?

Accepted Answer

Yes, you can use IFSC code ESMF0001207 for online fund transfers to transfer funds to accounts held at Kumbanad. All modern payment methods are supported, ensuring quick and secure fund transfers to Thiruvalla-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

What types of accounts can I open at Kumbanad?

Accepted Answer

Kumbanad offers a comprehensive range of banking services including personal and business banking, investment products, credit cards, and online banking access. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

How do I use the MICR code 689760202 for cheque clearing?

Accepted Answer

The MICR code for Kumbanad is 689760202, which is used for automated cheque processing. The 9-digit MICR code 689760202 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001207. Banks use MICR 689760202 to authenticate and process cheques drawn on Kumbanad efficiently.

Question 5

Is the IFSC code ESMF0001207 still active and operational?

Accepted Answer

To confirm Kumbanad branch details, verify the IFSC ESMF0001207 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Thiruvalla banking community.

ESMF0001207 - Kumbanad Esaf Small Finance Bank Limited IFSC Code Thiruvalla

Full Branch Details for ESMF0001207

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001207 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kumbanad Branch, Thiruvalla

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Thiruvalla

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