Question 1

Is ESMF0001196 the correct code for Bhubaneshwar branch?

Accepted Answer

Bhubaneshwar branch of Esaf Small Finance Bank Limited, located in Bhubaneshwar, Odisha, uses the IFSC code ESMF0001196. Operating in Bhubaneshwar, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How to send money to ESMF0001196 account holders?

Accepted Answer

The Bhubaneshwar branch supports NEFT, RTGS, and IMPS using IFSC ESMF0001196 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Esaf Small Finance Bank Limited branches in Bhubaneshwar at Esaf Small Finance Bank Limited Bhubaneshwar directory.

Question 3

Does Bhubaneshwar offer online banking facilities?

Accepted Answer

The Esaf Small Finance Bank Limited branch at Bhubaneshwar provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC ESMF0001196, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

When should I use MICR code instead of IFSC for Bhubaneshwar?

Accepted Answer

Esaf Small Finance Bank Limited Bhubaneshwar uses MICR code 751760002 for cheque clearing operations. Both codes serve distinct purposes: IFSC ESMF0001196 for online transfers and MICR 751760002 for cheque reconciliation at Bhubaneshwar clearing house. You'll find the MICR code printed at the bottom of cheques issued by Bhubaneshwar.

Question 5

How do I ensure I'm using the correct IFSC for Bhubaneshwar?

Accepted Answer

Before transferring funds, cross-check that IFSC ESMF0001196 corresponds to Esaf Small Finance Bank Limited Bhubaneshwar in Bhubaneshwar. Branch details including IFSC ESMF0001196 were last synchronized with RBI data on February 2026. For real-time verification, contact Esaf Small Finance Bank Limited customer care or visit the branch at Bhubaneshwar.

ESMF0001196 - Bhubaneshwar Esaf Small Finance Bank Limited IFSC Code Bhubaneshwar

Full Branch Details for ESMF0001196

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001196 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Bhubaneshwar Branch, Bhubaneshwar

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Nearby Esaf Small Finance Bank Limited Branches in Bhubaneshwar

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