Question 1

What is the IFSC code for Palarivattom, Kochin?

Accepted Answer

IFSC ESMF0001181 identifies the Esaf Small Finance Bank Limited branch at Palarivattom in Kochin, Ernakulam district. This branch serves customers in Kochin and surrounding areas of Ernakulam district. Always verify the IFSC ESMF0001181 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How do I transfer money to Esaf Small Finance Bank Limited Palarivattom using NEFT?

Accepted Answer

To send money to Esaf Small Finance Bank Limited Palarivattom, use IFSC ESMF0001181 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Ernakulam, visit our district branch locator.

Question 3

Is Palarivattom a full-service banking branch?

Accepted Answer

Customers at Palarivattom can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

What is the MICR code for Palarivattom?

Accepted Answer

For cheque-based transactions at Palarivattom, the MICR code is 682760008. While IFSC ESMF0001181 is used for electronic fund transfers, the MICR code 682760008 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC ESMF0001181; reserve MICR for physical cheque instruments only.

Question 5

What information should I verify for ESMF0001181 before making a payment?

Accepted Answer

Always validate IFSC code ESMF0001181 through official Esaf Small Finance Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Esaf Small Finance Bank Limited's official website or mobile banking app before initiating transactions.

ESMF0001181 - Palarivattom Esaf Small Finance Bank Limited IFSC Code Kochin

Full Branch Details for ESMF0001181

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001181 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Palarivattom Branch, Kochin

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Kochin

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