Question 1

Where is Esaf Small Finance Bank Limited Kuruvilangad located in Kottayam?

Accepted Answer

IFSC ESMF0001174 identifies the Esaf Small Finance Bank Limited branch at Kuruvilangad in Kottayam, Kottayam district. This branch serves customers in Kottayam and surrounding areas of Kottayam district. Always verify the IFSC ESMF0001174 before initiating online transactions to ensure funds reach the correct branch.

Question 2

Is Kuruvilangad enabled for RTGS and IMPS transactions?

Accepted Answer

To send money to Esaf Small Finance Bank Limited Kuruvilangad, use IFSC ESMF0001174 in your UPI and internet banking transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Kottayam, visit our district branch locator.

Question 3

What banking services are available at Kuruvilangad?

Accepted Answer

Customers at Kuruvilangad can access retail banking, wealth management, insurance products, and mobile banking solutions. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

Why does Kuruvilangad have both IFSC ESMF0001174 and MICR 686760353?

Accepted Answer

For cheque-based transactions at Kuruvilangad, the MICR code is 686760353. While IFSC ESMF0001174 is used for electronic fund transfers, the MICR code 686760353 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC ESMF0001174; reserve MICR for physical cheque instruments only.

Question 5

When was Kuruvilangad branch information last verified?

Accepted Answer

Always validate IFSC code ESMF0001174 through official Esaf Small Finance Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Esaf Small Finance Bank Limited's official website or mobile banking app before initiating transactions.

ESMF0001174 - Kuruvilangad Esaf Small Finance Bank Limited IFSC Code Kottayam

Full Branch Details for ESMF0001174

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001174 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kuruvilangad Branch, Kottayam

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Kottayam

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