Question 1

Which branch does IFSC ESMF0001168 belong to in Palakkad?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Palakkad - Town branch in Palakkad is ESMF0001168. The branch is strategically located to serve the Palakkad region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001168 in all your transaction forms.

Question 2

Can I use IFSC ESMF0001168 for online fund transfers to Palakkad - Town?

Accepted Answer

Yes, you can use IFSC code ESMF0001168 for online fund transfers to transfer funds to accounts held at Palakkad - Town. All modern payment methods are supported, ensuring quick and secure fund transfers to Palakkad-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

Can I open an account at Esaf Small Finance Bank Limited Palakkad - Town?

Accepted Answer

Palakkad - Town offers a comprehensive range of banking services including personal and business banking, investment products, credit cards, and online banking access. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Is MICR 678760005 valid for all Esaf Small Finance Bank Limited transactions?

Accepted Answer

The MICR code for Palakkad - Town is 678760005, which is used for automated cheque processing. The 9-digit MICR code 678760005 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001168. Banks use MICR 678760005 to authenticate and process cheques drawn on Palakkad - Town efficiently.

Question 5

How can I confirm Palakkad - Town branch details before transferring funds?

Accepted Answer

To confirm Palakkad - Town branch details, verify the IFSC ESMF0001168 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Palakkad banking community.

ESMF0001168 - Palakkad - Town Esaf Small Finance Bank Limited IFSC Code Palakkad

Full Branch Details for ESMF0001168

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001168 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Palakkad - Town Branch, Palakkad

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Palakkad

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