Question 1

Where is Esaf Small Finance Bank Limited Chengalam East located in Chengalam East?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Chengalam East branch in Chengalam East is ESMF0001138. The branch is strategically located to serve the Chengalam East region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001138 in all your transaction forms.

Question 2

Is Chengalam East enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code ESMF0001138 for digital payment systems to transfer funds to accounts held at Chengalam East. All modern payment methods are supported, ensuring quick and secure fund transfers to Chengalam East-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

What banking services are available at Chengalam East?

Accepted Answer

Chengalam East offers a comprehensive range of banking services including account opening, fund transfers, cheque services, locker facilities, and financial advisory. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Chengalam East have both IFSC ESMF0001138 and MICR 686760304?

Accepted Answer

The MICR code for Chengalam East is 686760304, which is used for automated cheque processing. The 9-digit MICR code 686760304 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001138. Banks use MICR 686760304 to authenticate and process cheques drawn on Chengalam East efficiently.

Question 5

When was Chengalam East branch information last verified?

Accepted Answer

To confirm Chengalam East branch details, verify the IFSC ESMF0001138 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Chengalam East banking community.

ESMF0001138 - Chengalam East Esaf Small Finance Bank Limited IFSC Code Chengalam East

Full Branch Details for ESMF0001138

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001138 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Chengalam East Branch, Chengalam East

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Chengalam East

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