Question 1

Which branch does IFSC ESMF0001126 belong to in Kothamangalam?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Kothamangalam branch in Kothamangalam is ESMF0001126. The branch is strategically located to serve the Kothamangalam region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001126 in all your transaction forms.

Question 2

Can I use IFSC ESMF0001126 for online fund transfers to Kothamangalam?

Accepted Answer

Yes, you can use IFSC code ESMF0001126 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Kothamangalam. All modern payment methods are supported, ensuring quick and secure fund transfers to Kothamangalam-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

Can I open an account at Esaf Small Finance Bank Limited Kothamangalam?

Accepted Answer

Kothamangalam offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Is MICR 686760202 valid for all Esaf Small Finance Bank Limited transactions?

Accepted Answer

The MICR code for Kothamangalam is 686760202, which is used for automated cheque processing. The 9-digit MICR code 686760202 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001126. Banks use MICR 686760202 to authenticate and process cheques drawn on Kothamangalam efficiently.

Question 5

How can I confirm Kothamangalam branch details before transferring funds?

Accepted Answer

To confirm Kothamangalam branch details, verify the IFSC ESMF0001126 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Kothamangalam banking community.

ESMF0001126 - Kothamangalam Esaf Small Finance Bank Limited IFSC Code Kothamangalam

Full Branch Details for ESMF0001126

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001126 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kothamangalam Branch, Kothamangalam

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Kothamangalam

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