RBI Verified • Updated 26 February 2026

ESMF0001123 - Malappuram Esaf Small Finance Bank Limited IFSC Code Malappuram

Malappuram, Kerala

E

Full Branch Details for ESMF0001123

ESMF0001123

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

ESMF - Bank Code

0 - Reserved (0)

001123 - Branch Code

676760152

For cheque clearing (printed on cheques)

MICR Code Details

676 - City Code

760 - Bank Code

152 - Branch Code

Branch Contact & Location Details

Full Address
10/89, 10/90, 10/91, Ground Floor, U M K Tower, Jubilee Road, Bypass-UphillMalappuram - 676505Kerala
Contact Number494-9288092505
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use ESMF0001123 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Esaf Small Finance Bank Limited Malappuram branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and ESMF0001123 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Malappuram Branch, Malappuram

Common questions about Esaf Small Finance Bank Limited Malappuram branch and IFSC ESMF0001123

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Malappuram

More branches in the same city

No other branches found in Malappuram

View All Esaf Small Finance Bank Limited Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.