Question 1

Where is Esaf Small Finance Bank Limited Kodungallur located in Kodungallur?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Kodungallur branch in Kodungallur is ESMF0001118. The branch is strategically located to serve the Kodungallur region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001118 in all your transaction forms.

Question 2

Is Kodungallur enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code ESMF0001118 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Kodungallur. All modern payment methods are supported, ensuring quick and secure fund transfers to Kodungallur-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

What banking services are available at Kodungallur?

Accepted Answer

Kodungallur offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Kodungallur have both IFSC ESMF0001118 and MICR 680760252?

Accepted Answer

The MICR code for Kodungallur is 680760252, which is used for automated cheque processing. The 9-digit MICR code 680760252 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001118. Banks use MICR 680760252 to authenticate and process cheques drawn on Kodungallur efficiently.

Question 5

When was Kodungallur branch information last verified?

Accepted Answer

To confirm Kodungallur branch details, verify the IFSC ESMF0001118 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Kodungallur banking community.

ESMF0001118 - Kodungallur Esaf Small Finance Bank Limited IFSC Code Kodungallur

Full Branch Details for ESMF0001118

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001118 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kodungallur Branch, Kodungallur

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Kodungallur

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