Question 1

Where is Esaf Small Finance Bank Limited Palakkad located in Palakkad?

Accepted Answer

Palakkad branch of Esaf Small Finance Bank Limited, located in Palakkad, Kerala, uses the IFSC code ESMF0001109. Operating in Palakkad, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

Is Palakkad enabled for RTGS and IMPS transactions?

Accepted Answer

The Palakkad branch supports digital payment systems using IFSC ESMF0001109 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Esaf Small Finance Bank Limited branches in Palakkad at Esaf Small Finance Bank Limited Palakkad directory.

Question 3

What banking services are available at Palakkad?

Accepted Answer

The Esaf Small Finance Bank Limited branch at Palakkad provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC ESMF0001109, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

Why does Palakkad have both IFSC ESMF0001109 and MICR 678760002?

Accepted Answer

Esaf Small Finance Bank Limited Palakkad uses MICR code 678760002 for cheque clearing operations. Both codes serve distinct purposes: IFSC ESMF0001109 for online transfers and MICR 678760002 for cheque reconciliation at Palakkad clearing house. You'll find the MICR code printed at the bottom of cheques issued by Palakkad.

Question 5

When was Palakkad branch information last verified?

Accepted Answer

Before transferring funds, cross-check that IFSC ESMF0001109 corresponds to Esaf Small Finance Bank Limited Palakkad in Palakkad. Branch details including IFSC ESMF0001109 were last synchronized with RBI data on February 2026. For real-time verification, contact Esaf Small Finance Bank Limited customer care or visit the branch at Palakkad.

ESMF0001109 - Palakkad Esaf Small Finance Bank Limited IFSC Code Palakkad

Full Branch Details for ESMF0001109

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001109 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Palakkad Branch, Palakkad

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Palakkad

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