Question 1

Where is Esaf Small Finance Bank Limited Valkulambu located in Valkulambu?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Valkulambu branch in Valkulambu is ESMF0001106. The branch is strategically located to serve the Valkulambu region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001106 in all your transaction forms.

Question 2

Is Valkulambu enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code ESMF0001106 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Valkulambu. All modern payment methods are supported, ensuring quick and secure fund transfers to Valkulambu-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

What banking services are available at Valkulambu?

Accepted Answer

Valkulambu offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Valkulambu have both IFSC ESMF0001106 and MICR 678760004?

Accepted Answer

The MICR code for Valkulambu is 678760004, which is used for automated cheque processing. The 9-digit MICR code 678760004 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001106. Banks use MICR 678760004 to authenticate and process cheques drawn on Valkulambu efficiently.

Question 5

When was Valkulambu branch information last verified?

Accepted Answer

To confirm Valkulambu branch details, verify the IFSC ESMF0001106 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Valkulambu banking community.

ESMF0001106 - Valkulambu Esaf Small Finance Bank Limited IFSC Code Valkulambu

Full Branch Details for ESMF0001106

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001106 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Valkulambu Branch, Valkulambu

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Valkulambu

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