RBI Verified • Updated 26 February 2026

ESMF0001105 - Pala Esaf Small Finance Bank Limited IFSC Code Pala

Pala, Kerala

E

Full Branch Details for ESMF0001105

ESMF0001105

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

ESMF - Bank Code

0 - Reserved (0)

001105 - Branch Code

686760302

For cheque clearing (printed on cheques)

MICR Code Details

686 - City Code

760 - Bank Code

302 - Branch Code

Branch Contact & Location Details

Full Address
The Melhor Building, Gound Floor, Room No 372, A1, Near Rto Office, ChethimattomPala - 686575Kottayam, Kerala
Contact Number4822-8589007880
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use ESMF0001105 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Esaf Small Finance Bank Limited Pala branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and ESMF0001105 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Pala Branch, Pala

Common questions about Esaf Small Finance Bank Limited Pala branch and IFSC ESMF0001105

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Pala

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.