Question 1

How can I verify the IFSC code of Bank Of India Mgroad Ernakulam branch?

Accepted Answer

IFSC BKID0008501 identifies the Bank Of India branch at Mgroad Ernakulam in Kochi, Kochi district. This branch serves customers in Kochi and surrounding areas of Kochi district. Always verify the IFSC BKID0008501 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Mgroad Ernakulam IFSC code?

Accepted Answer

To send money to Bank Of India Mgroad Ernakulam, use IFSC BKID0008501 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Kochi, visit our district branch locator.

Question 3

What types of accounts can I open at Mgroad Ernakulam?

Accepted Answer

Customers at Mgroad Ernakulam can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 682013009 for cheque clearing?

Accepted Answer

For cheque-based transactions at Mgroad Ernakulam, the MICR code is 682013009. While IFSC BKID0008501 is used for electronic fund transfers, the MICR code 682013009 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC BKID0008501; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code BKID0008501 still active and operational?

Accepted Answer

Always validate IFSC code BKID0008501 through official Bank Of India channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Bank Of India's official website or mobile banking app before initiating transactions.

BKID0008501 - Mgroad Ernakulam Bank Of India IFSC Code Kochi

Full Branch Details for BKID0008501

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use BKID0008501 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Mgroad Ernakulam Branch, Kochi

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