Question 1

How can I verify the IFSC code of Bank Of India Gangtok branch?

Accepted Answer

Gangtok branch of Bank Of India, located in Gangtok, Sikkim, uses the IFSC code BKID0004292. Operating in Gangtok, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

What payment methods work with Gangtok IFSC code?

Accepted Answer

The Gangtok branch supports NEFT, RTGS, and IMPS using IFSC BKID0004292 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Bank Of India branches in Gangtok at Bank Of India Gangtok directory.

Question 3

What types of accounts can I open at Gangtok?

Accepted Answer

The Bank Of India branch at Gangtok provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC BKID0004292, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

How do I use the MICR code 737013001 for cheque clearing?

Accepted Answer

Bank Of India Gangtok uses MICR code 737013001 for cheque clearing operations. Both codes serve distinct purposes: IFSC BKID0004292 for online transfers and MICR 737013001 for cheque reconciliation at Gangtok clearing house. You'll find the MICR code printed at the bottom of cheques issued by Gangtok.

Question 5

Is the IFSC code BKID0004292 still active and operational?

Accepted Answer

Before transferring funds, cross-check that IFSC BKID0004292 corresponds to Bank Of India Gangtok in Gangtok. Branch details including IFSC BKID0004292 were last synchronized with RBI data on February 2026. For real-time verification, contact Bank Of India customer care or visit the branch at Gangtok.

BKID0004292 - Gangtok Bank Of India IFSC Code Gangtok

Full Branch Details for BKID0004292

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use BKID0004292 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Gangtok Branch, Gangtok

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