Question 1

How can I verify the IFSC code of Bank Of India Utorda branch?

Accepted Answer

IFSC BKID0001039 identifies the Bank Of India branch at Utorda in Goa, Goa district. This branch serves customers in Goa and surrounding areas of Goa district. Always verify the IFSC BKID0001039 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Utorda IFSC code?

Accepted Answer

To send money to Bank Of India Utorda, use IFSC BKID0001039 in your digital payment systems transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Goa, visit our district branch locator.

Question 3

Where can I find alternative Bank Of India branches in Goa?

Accepted Answer

The Goa area has good Bank Of India branch coverage, with Utorda being one of several convenient locations. Alternative branches in the vicinity include Chinchinim, Porvorim, Quepem, all accessible within Goa. Explore our interactive Goa branch map to find the most convenient location.

Question 4

What types of accounts can I open at Utorda?

Accepted Answer

Customers at Utorda can access account opening, fund transfers, cheque services, locker facilities, and financial advisory. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 5

How do I use the MICR code 403013040 for cheque clearing?

Accepted Answer

For cheque-based transactions at Utorda, the MICR code is 403013040. While IFSC BKID0001039 is used for electronic fund transfers, the MICR code 403013040 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC BKID0001039; reserve MICR for physical cheque instruments only.

Question 6

Is the IFSC code BKID0001039 still active and operational?

Accepted Answer

Always validate IFSC code BKID0001039 through official Bank Of India channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Bank Of India's official website or mobile banking app before initiating transactions.

BKID0001039 - Utorda Bank Of India IFSC Code Goa

Full Branch Details for BKID0001039

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use BKID0001039 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Utorda Branch, Goa

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