Question 1

Is BKID0001032 the correct code for Panaji Retail Hub branch?

Accepted Answer

The IFSC code for Bank Of India Panaji Retail Hub branch in Panaji is BKID0001032. The branch is strategically located to serve the Panaji region within Goa. For accurate fund routing, ensure you use IFSC BKID0001032 in all your transaction forms.

Question 2

How to send money to BKID0001032 account holders?

Accepted Answer

Yes, you can use IFSC code BKID0001032 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Panaji Retail Hub. All modern payment methods are supported, ensuring quick and secure fund transfers to Panaji-based accounts. Find all Bank Of India branches across Goa in our state-wise directory.

Question 3

Are there other Bank Of India branches near Panaji Retail Hub in Panaji?

Accepted Answer

Yes, Bank Of India operates multiple branches in Panaji near Panaji Retail Hub. Nearby options include Panaji, Taleigao, providing redundancy and convenience for local customers. Check all Panaji district branches in our comprehensive directory.

Question 4

Does Panaji Retail Hub offer online banking facilities?

Accepted Answer

Panaji Retail Hub offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 5

When should I use MICR code instead of IFSC for Panaji Retail Hub?

Accepted Answer

The MICR code for Panaji Retail Hub is 403013099, which is used for automated cheque processing. The 9-digit MICR code 403013099 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC BKID0001032. Banks use MICR 403013099 to authenticate and process cheques drawn on Panaji Retail Hub efficiently.

Question 6

How do I ensure I'm using the correct IFSC for Panaji Retail Hub?

Accepted Answer

To confirm Panaji Retail Hub branch details, verify the IFSC BKID0001032 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Panaji banking community.

BKID0001032 - Panaji Retail Hub Bank Of India IFSC Code Panaji

Full Branch Details for BKID0001032

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use BKID0001032 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Panaji Retail Hub Branch, Panaji

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