RBI Verified • Updated 26 February 2026

BKID0004320 - Malda Town English Bazar Bank Of India IFSC Code Malda

Malda, West Bengal

B

Full Branch Details for BKID0004320

BKID0004320

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

BKID - Bank Code

0 - Reserved (0)

004320 - Branch Code

732013102

For cheque clearing (printed on cheques)

MICR Code Details

732 - City Code

013 - Bank Code

102 - Branch Code

Branch Contact & Location Details

Full Address
2122Rabindra AvenuepoMaldaWest Bengal
Contact Number3512-3512253475
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use BKID0004320 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Bank Of India Malda Town English Bazar branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and BKID0004320 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Malda Town English Bazar Branch, Malda

Common questions about Bank Of India Malda Town English Bazar branch and IFSC BKID0004320

Location Map & Directions

Nearby Bank Of India Branches in Malda

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.