Question 1

Is UTIB0SPKD21 the correct code for Palakkad District Co-Op. Bank Ltd branch?

Accepted Answer

IFSC UTIB0SPKD21 identifies the Axis Bank branch at Palakkad District Co-Op. Bank Ltd in Palakkad, Palakkad district. This branch serves customers in Palakkad and surrounding areas of Palakkad district. Always verify the IFSC UTIB0SPKD21 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How to send money to UTIB0SPKD21 account holders?

Accepted Answer

To send money to Axis Bank Palakkad District Co-Op. Bank Ltd, use IFSC UTIB0SPKD21 in your digital payment systems transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Palakkad, visit our district branch locator.

Question 3

Does Palakkad District Co-Op. Bank Ltd offer online banking facilities?

Accepted Answer

Customers at Palakkad District Co-Op. Bank Ltd can access account opening, fund transfers, cheque services, locker facilities, and financial advisory. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

When should I use MICR code instead of IFSC for Palakkad District Co-Op. Bank Ltd?

Accepted Answer

For cheque-based transactions at Palakkad District Co-Op. Bank Ltd, the MICR code is 678803003. While IFSC UTIB0SPKD21 is used for electronic fund transfers, the MICR code 678803003 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC UTIB0SPKD21; reserve MICR for physical cheque instruments only.

Question 5

How do I ensure I'm using the correct IFSC for Palakkad District Co-Op. Bank Ltd?

Accepted Answer

Always validate IFSC code UTIB0SPKD21 through official Axis Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Axis Bank's official website or mobile banking app before initiating transactions.

UTIB0SPKD21 - Palakkad District Co-Op. Bank Ltd Axis Bank IFSC Code Palakkad

Full Branch Details for UTIB0SPKD21

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use UTIB0SPKD21 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Palakkad District Co-Op. Bank Ltd Branch, Palakkad

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