RBI Verified • Updated 26 February 2026

UTIB0SJKCB1 - Jammu And Kashmir State Coop Bank Axis Bank IFSC Code Srinagar

Srinagar, Jammu And Kashmir

A

Full Branch Details for UTIB0SJKCB1

UTIB0SJKCB1

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

UTIB - Bank Code

0 - Reserved (0)

SJKCB1 - Branch Code

190654002

For cheque clearing (printed on cheques)

MICR Code Details

190 - City Code

654 - Bank Code

002 - Branch Code

Branch Contact & Location Details

Full Address
Athwas Gahh Near Silk Factory RajbaghSrinagar - 190001Jammu And Kashmir
Contact Number194-2311121
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use UTIB0SJKCB1 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Axis Bank Jammu And Kashmir State Coop Bank branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and UTIB0SJKCB1 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Jammu And Kashmir State Coop Bank Branch, Srinagar

Common questions about Axis Bank Jammu And Kashmir State Coop Bank branch and IFSC UTIB0SJKCB1

Location Map & Directions

Nearby Axis Bank Branches in Srinagar

More branches in the same city

No other branches found in Srinagar

View All Axis Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.