Question 1

Where is Axis Bank Saraswati Shishu Mandirchowk Ranchi located in Ranchi?

Accepted Answer

The IFSC code for Axis Bank Saraswati Shishu Mandirchowk Ranchi branch in Ranchi is UTIB0005312. The branch is strategically located to serve the Ranchi region within Jharkhand. For accurate fund routing, ensure you use IFSC UTIB0005312 in all your transaction forms.

Question 2

Is Saraswati Shishu Mandirchowk Ranchi enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code UTIB0005312 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Saraswati Shishu Mandirchowk Ranchi. All modern payment methods are supported, ensuring quick and secure fund transfers to Ranchi-based accounts. Find all Axis Bank branches across Jharkhand in our state-wise directory.

Question 3

What banking services are available at Saraswati Shishu Mandirchowk Ranchi?

Accepted Answer

Saraswati Shishu Mandirchowk Ranchi offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Saraswati Shishu Mandirchowk Ranchi have both IFSC UTIB0005312 and MICR 834211019?

Accepted Answer

The MICR code for Saraswati Shishu Mandirchowk Ranchi is 834211019, which is used for automated cheque processing. The 9-digit MICR code 834211019 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC UTIB0005312. Banks use MICR 834211019 to authenticate and process cheques drawn on Saraswati Shishu Mandirchowk Ranchi efficiently.

Question 5

When was Saraswati Shishu Mandirchowk Ranchi branch information last verified?

Accepted Answer

To confirm Saraswati Shishu Mandirchowk Ranchi branch details, verify the IFSC UTIB0005312 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Ranchi banking community.

UTIB0005312 - Saraswati Shishu Mandirchowk Ranchi Axis Bank IFSC Code Ranchi

Full Branch Details for UTIB0005312

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use UTIB0005312 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Saraswati Shishu Mandirchowk Ranchi Branch, Ranchi

Location Map & Directions

Nearby Axis Bank Branches in Ranchi

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