RBI Verified • Updated 26 February 2026

UTIB0004050 - Kolenchery Axis Bank IFSC Code Ernakulam

Ernakulam, Kerala

A

Full Branch Details for UTIB0004050

UTIB0004050

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

UTIB - Bank Code

0 - Reserved (0)

004050 - Branch Code

682211201

For cheque clearing (printed on cheques)

MICR Code Details

682 - City Code

211 - Bank Code

201 - Branch Code

Branch Contact & Location Details

Full Address
Nechupadam Spire Kseb Road KolencheryErnakulam - 682311Kerala
Contact Number91-91
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use UTIB0004050 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Axis Bank Kolenchery branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and UTIB0004050 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Kolenchery Branch, Ernakulam

Common questions about Axis Bank Kolenchery branch and IFSC UTIB0004050

Location Map & Directions

Nearby Axis Bank Branches in Ernakulam

More branches in the same city

No other branches found in Ernakulam

View All Axis Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.