RBI Verified • Updated 26 February 2026

UTIB0002974 - Phoolbaug Gwalior Axis Bank IFSC Code Gwalior

Gwalior, Madhya Pradesh

A

Full Branch Details for UTIB0002974

UTIB0002974

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

UTIB - Bank Code

0 - Reserved (0)

002974 - Branch Code

474211008

For cheque clearing (printed on cheques)

MICR Code Details

474 - City Code

211 - Bank Code

008 - Branch Code

Branch Contact & Location Details

Full Address
Ground Floor Saibaba Complex Near PhoolbaugGwalior - 474002Madhya Pradesh
Contact Number91-9826071601
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use UTIB0002974 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Axis Bank Phoolbaug Gwalior branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and UTIB0002974 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Phoolbaug Gwalior Branch, Gwalior

Common questions about Axis Bank Phoolbaug Gwalior branch and IFSC UTIB0002974

Location Map & Directions

Nearby Axis Bank Branches in Gwalior

More branches in the same city

No other branches found in Gwalior

View All Axis Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.